Pay Your Lazada Purchases Through Installment Plan

Lazada is one, if not the most sought after selling platforms in the Philippines. In fact, you can buy almost anything – electronics, furniture, accessories, food, books, and the list goes on. Simply type what you need in the search bar and you will be presented with tons of options that can be overwhelming at times.

But you know what’s more overwhelming? Paying for those purchases.

Here’s some good news: you can now pay for your Lazada purchases on an installment basis. The better news is that you don’t need a credit card to avail of this service.

Lazada partnered with several online fin-tech platforms to provide an additional payment option: Buy Now, Pay Later (BNPL) scheme. Through this option, customers can now pay in equal installments, thereby making it easier for them to buy what they need.

Below are Lazada’s installment payment partners:


If you’re looking for an installment partner with the fastest application process, then Atome is the perfect one for the job. Financial inclusion is among its goals, thereby extending credit to many unbanked Filipinos.

To apply for an installment plan in Lazada with Atome, this post will help.


One of the pioneers in the BNPL scheme is BillEase. A product under First Digital Finance Corp., BillEase provides, among others, an installment scheme that will make shopping easier and more convenient to customers. It also offers the lowest interest rate at 2.49 percent compared to other lenders and money can be directly credited to your Lazada wallet.

Here’s how you can apply with BillEase.


Unlike other partner-lenders with different products under them, Paylater is differant. In fact, it is solely dedicated to Lazada. This means when you apply, proceeds will be directly credit to your Lazada e-wallet. This makes it easier for customers since money doesn’t have to go through various channels.

This post will serve as your guide on how to apply with Paylater.


Pera247 is a digital lending company powered by Asia Kredit, an international tech-based financial firm providing services to Southeast Asia. Its vision is to provide financial access to unbanked Filipinos. At the same time, it aims to educate millions of Filipinos on better financial management.

It offers eShopaLoan, Pera247’s facility that allows customers to pay on installment basis.

Check out this post for a step-by-step procedure on how to apply and use it in Lazada.


PeraJet offers short-term, micro-finance services particularly to Metro Manila residents. You can borrow up to P5,000 and have the amount credited to your Lazada wallet in two minutes.

Here’s how you can apply with PeraJet.


If you need to borrow a bigger amount, say P50,000, then PondoPeso could be of service. This fin-tech company offers the highest loan value even on the first application. Everything happens online as well, which means there’s no need to go to their office and sign documents.

If you’re interested with PondoPeso, then check out this post as your guide on how to apply.


PondoPeso may have the highest loanable value but TendoPay could offer something similar. It allows you to borrow up to P30,000 and with longer repayment term of up to 24 months. Requirements are minimal, thereby allowing you to shop conveniently.

Check out this post to find out how to apply with TendoPay.

Have you tried any of these fin-tech platforms? How was your experience?


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