Online cash loans are popular these days. With just a few clicks in your computer, you can apply for cash – and get approved – while in the comfort of your home. One of the popular online cash loan provider in the market is Tala Philippines.
Previously, we shared about how to apply for a loan with Tala Philippines. This time, here’s what real-life clients have to say about whether or not getting a loan from Tala is worth it:
Client No. 1: Marivel
Her experience with Tala has been amazing. Applying for a loan is easy and convenient. It only took her 30 minutes to get the money she borrowed from Tala through Cebuana. Once her loan was approved, she was given a reference number, which she presented to get the money. Loan repayment was easy as well where she paid hers in Cebuana using the same reference number.
Client No. 2: Veronchie
Similar to Marivel, Veronchie also had a pleasant experience applying for a loan with Tala Philippines. She applied on Sunday night and by Monday morning, she already received a text message informing her that her loan was approved, together with a reference number. Applying for the loan is also easy since it is online.
As of this writing, she still has an existing loan with Tala and plans to pay few days before the scheduled due date.
Client No. 3: Em
Hers was a different story. Online loan application was a breeze and in a few days, she got a text message saying that her application was approved. Unfortunately, she was not able to withdraw the funds since no reference code was sent to her. She followed up and as of this writing, she haven’t gotten any response from Tala Philippines.
Client No. 4: Aishen
For this borrower, applying for a loan with Tala was fast, easy, and convenient. After one working day, she got a response from Tala Philippines and was able to withdraw the funds in MLhuillier. She was also able to repay the loan in Cebuana with no hassle. As of this writing, she applied for her second loan and still waiting for approval.
Nonetheless, Aishen raised some concerns. One is the encoding of names. Tala encoded the incorrect spelling of her name, which could make it impossible for her to withdraw the funds. Another concern raised is the customer support. She noticed slow response from Tala when it comes to answering queries and addressing issues on loan application.
Client No. 5: Rose
Her experience applying for a loan with Tala was smooth-sailing – until she was told that she still has an existing balance with them. Despite paying on time and presenting proof of payment, she said that notices/messages were sent by Tala Philippines to remind her of her outstanding balance.
Client No. 6: Dee
Dee was satisfied with his experience with Tala Philippines. He was able to receive the money and withdraw it through Cebuana. Nonetheless, Dee no longer disclosed whether the loan was fully paid or not.
Tips and Things to Remember when Applying for a Loan with Tala Philippines
Note: All of the clients were contacted and interviewed by the writer.
Did you already apply for a loan from Tala, post your story here!
nag download ako ng tala pero di ako maka access ang naka lagay lang naka linked sa ibang tala account…ano ang dapat kung gawin???salamat
You can try deleting and re-installing the app on your phone. Hope this helps! Otherwise, you may contact Tala Philippines directly through their Facebook page.
Question how to pay with tala there is no instructionsto how to pay tala pPhilippines. …thanks
Please use the reference number sent to you when your loan was approved. Per customer, you can pay through Coins.ph or remittance centers like Palawan and Cebuana.
how many months the customer needs to pay the loan?
Hello. Tala Philippines offer up to 30 days loan only since this is online cash and on a short-term basis only 🙂
Do you happen to know the sender details if I claim the money from Palawan? Tala did not send me this information and I need it to claim the money.
Hi there! Cool name! Sender would be Tala Philippines 🙂 Take note of the reference number sent to your registered mobile number and email since you will use this as reference in getting the money you borrowed.
where did i get the reference number since my phone is reformatted? i will be able to pay through coins.ph
Hi! You can check your email address as well 🙂
pwede po sa 7/11 magbayad ?
how po ?
Hello Arnel. Pakicheck po ang post na ito kung paano magbayad sa 7/11. Salamat po! https://www.loanranger.ph/blog/various-ways-pay-your-online-cash-loan/
Hi mark, I loaned 2 times at Tala loan it was smooth but when I check Ed my surname it was not tight, was just lucky the Cebuana agent know me well. But I want to make sure so next time I pay or loan
again I won’t have a problem. Pls I need ur help..thanks
Hello Myla. Before you apply for a loan, please contact Tala Philippines representatives directly so they can rectify this matter and make sure that your name is spelled properly. This way, you can enjoy the amount you borrowed as well. Thanks!
how to know how much penalty if i didnt pay on time?
Hello Cristina! Apologies but we’re not sure since this was not disclosed by Tala.
gud am… i have an due date payment yesterday but unfortunately the contact number that i was previously using during my application was deactivated. So i dint have any access on how to make payment with my loan. This is may new contact number – 09163689751. Kindly send me SMS on how i can make payment under the name of FELISA DE COSTO LOMBRIDAS. Hoping for a positive response within the day thru my celphone # 09163689751/093216643867. Thanks,
Hello Felisa. You can pay through remittance centers like Palawan or Cebuana. Take note of the reference number, which was sent to you on your registered mobile number and email, since you will use this when making a payment. You can also pay using Coins.ph if you have an account po 🙂
pls send me reference number again because my phone has reformatted. i will be able to pay through coins.ph immediately. my mobile number is 09237280325 and email add is [email protected].
Send me ASAP.
Hi Roderick! You can try re-installing the Tala app on your phone. Once installed, open the Tala app and click the “Make a Payment” button. If you are unable to do so, please contact Tala Philippines directly through their Facebook page – https://www.facebook.com/talaphilippines/ Salamat po!
I’m valued customer off tala but now I pay may loan and I need to apply my reloan but my tala app doesn’t work nakalagay “there’s a problem sending your loan ” we were not able process your loan at this time please contact us for more
information. What
should I do
Hello Jennylyn. We’re sorry to hear about this, but it seems like non-approval of loan application. If you need immediate cash, you can consider other online cash lenders like Loan Ranger. You can also check the blog for your options since we also wrote reviews about different online cash lenders. Thanks!
I’ve already paid my lian yesterday how come it says that i am past due…yesterday is my due i’ve already paid it..
BP601040103180018…this is the trnasaction #from cebuana
Hi there! Looks like there was a delay in the posting of payment. You can send a copy of the payment slip to Tala Customer Service so they can rectify this 🙂
I processed reapplyng loan, because i just paid my previous loan, but it say theres a problem sending my loan, what should i do
Hi Arjhay! Please send a direct message to Tala since they are more equipped in assisting you regarding this. We’re merely posting about different online cash lenders but have no access to accounts of their borrowers. Thanks.
Good am po madam tanong ko lng po bkit hanggang ngaun d ko pa nakukuha ung loan ko ulit dto sa tala apat na araw na po akung naghihintay hanggang ngaun d pa po ipinapasok sa account ko madam pagbinubuksan ko app. Ko sa tala sinasabi on proces na ung loan ko hanggang ngaun d ko pa po nakukuhan 3500 ung loan ko ulit
Hi Jefrey. Unfortunately, we are not Tala so as much as we want to help, we cannot do anything. You can contact them directly through their Facebook page and email to follow up your loan application. Thanks!
Matagal nakong nagloloan sa tala infact 6 times nako nagloan, kaso lang nitong huling loan ko sa kanila approve naman ako kaso first time ko gamitin ang e-wallet coins ko pero hindi naman pumasok yung pera, kaya dismayado ako dahil goodpayer ako sobrang aga akong magbayad.
Hi Jonathan! We’re sorry to hear about this experience. Have you contacted Tala regarding this? They can assist you better para mailipat ang money in your account. Thanks!
Hello po pahelp naman po ako ngloan ksi ako for the 4th time naapproved po sya nasend na sa kin yon control no.para mclaim yong loan kaso po accidente nabura po ng anak ko ..Pano ko po maretrieve yon please help nman po salamat po..
Hi Faith! You can check your email po since Tala also sends a copy of your loan contract on the email address you used to register with Tala. If wala po, you may contact Tala Philippines support through their Facebook page (https://www.facebook.com/talaphilippines/) to request a copy. Salamat po!
Hi tala,
I was already approved but I don’t know how to claim my loan, I don’t receive email or text how should I receive
Hi Berna! What was cashout method? Your assigned cash out method will be used by Tala to credit the loan amount under your name.
How to apply loan
Please download Tala app from Google Play, then sign up to apply for a loan 🙂
ako c Mr June Picardo naka pag download npo ako ng app tala piro dkopo ma gamit sa pag apply ng loan pwd po ako ma teach how ?saan po ako mag sign up kc kpag open ko ang gala app wala nman form to apply?
You should see “Apply for a Loan” when you open the Tala app. Otherwise, you can delete then reinstall the app.
How to pay ? Only mlhuilier available our place..please help me..thank you!!!
Hello Dorothy. You can also pay through MLhullier or Coins.ph
is it only thru facebook that we need to apply? can’t we apply thru email?
You can apply for a loan by downloading the app at Google Play.
How to apply ma’am… where do we fill-up the application ma’am… thanks
Hi.. sino po ang sender na ilalagay ko.. nagloan po kc ako sa tala tru cebuana narecieve ko na din po ung control #.. thanks
Hi Mariz Elle. You can try “Tala Philippines.” Thanks!
why long time to recieve my loan
Hello Reginald! There is a possibility that Tala is processing tons of loans; hence the delay. Don’t worry. You’ll get a reply from them soon 🙂
If i pay my loan ..can i apply for a renewal in a higher amount?
Hi Lau. There is a higher chance that you might be approved for a higher amount since you are a repeat customer. Just make sure you pay the loan on time to increase the chance of approval the next time you apply for a loan.
Do you have any idea if how many percent ang increase ng 2nd loan?
Hi Reynarose, apologies but we cannot answer this since we are not Tala Philippines. They could be following a certain logarithm that will dictate how much the allowed amount will be.
My story is the same with client no.3. What shall I do? I did not receive any tracking number from TALA. So how could I claim my loan? How could I pay it anyway?Thanks.
Hi Angel. We suggest that you raise this concern directly with Tala Philippines by sending them a message on Facebook or through e-mail. The tracking number is essential para makuha mo ang money and at the same time, mabayaran ang loan. Thanks!
Ilang percent po interest pag nag loan?
Hi, we’re not sure since we’re not Tala Philippines 🙂 Nonetheless, online cash loans may have higher interest rate compared to bank’s personal loans because there is no security or collateral involved.
gud day..i am a tala client…i have paid my loan today and i want to apply for a new loan but unfortunately the phone im using is not working now…how can i make loan using my desktop instead…pls help me…tnx
Hi Madonna. Tala can be accessed through mobile phone only unless you can access Google Play store in your computer 🙂
hindi na approved yung application ko., kailan kaya ulit ako pwede mag apply?? at paano ko malalaman kung pwede na ulit??
Hello Macoy. Maaari kayo mag-apply ulit anytime kung nais ninyo humiram sa Tala Philippines. We suggest that you submit all required documents and double check everything, including spelling of your name, para hindi magka-problem. Salamat!
I was approved on Tala but there was no reference no. Provided to me. How am I gonna claim my loan? I chose mlhullier but they say they don’t process tala loans. Thanks in advance for the reply!
Hi! Did you get an email message informing you that your loan was approved? Perhaps there is a reference number there that you can use to claim the loan. Nonetheless, we suggest that you contact Tala Philippines directly so you can get your money. Thanks!
Hi. Do you have any idea when you can renew after repaymnt?
Hello Lynnette. As long as you fully paid your loan, you can already apply for a new loan with Tala 🙂
[email protected]
nwala poh ung number na gamiy q dto s tala kaya d ko mareset password q..nung inoopen q na sya nakalagay many times tries the password kya need reset.. pkisend poh sna s email na ito salamat poh
Hello Roselyn. Unfortunately, we are not Tala Philippines so we cannot assist you on this matter. Please contact Tala Philippines directly by sending them an email or message on their Facebook page. Thank you!
Naku pang 3rd loan ko na yung akin, 2000 sana, di ko nman na-clain kasi wlang reference # at sender na tinext, pero kailangan bayaran ko na kahit di ko pa na-claim. wla nman nasagot sa customer support nila. ma-claim ko pa kaya yun? sucks!
Hello Donna. We’re sorry to hear about this situation. Maybe you can check email messages from Tala since we assume that there is a reference number indicated on the approval of your loan application. Otherwise, you have to contact their customer service several times to help you claim your money.
pag sa 7eleven po ba nagbayad, diretso sa counter or meron sa cliqq?
Hi! Based on customer feedback, you can pay over-the-counter 🙂
Is tala under maintenance?
Hi Dee! Per Tala Facebook page, their app is up and running again. Thanks!
what if i didn’t pay my loan on or before the due date, what would happen?
Hello Antonette, non-payment of loan means you have to pay for a penalty fee plus a negative score in your credit history, which is something we don’t want to happen. We highly suggest to pay all loan obligations on time, regardless of the amount. Thanks!
Hi, I’ve been approved for a loan 2 times. With PhP1,000 each, how many more loans worth til I qualify for a larger loan? Reach gold level?
Hello Liz. Good to know that your online cash loan application was approved twice. We’re not sure about Tala’s procedure or their basis in approving loan application for repeat borrowers. Still, try and try until you get a higher amount, don’t you think? 🙂
Naaprove po ang loan ko sa tala kaso hindi ko po ma-widraw thru cebuana kasi mali po nilagay na name ko. Papanu po yun. I already send message to tala but there is no repply yet.
Hello Rebelyn. Apologies but we are not Tala, so we do not have access to your records. Please send them messages through their Facebook page and email several times a day so that Tala representatives can address your concern. Thanks!
nagaapply ako ng loan sa Tala pero di ko nabasa kung thru payment padala centers ito ibibigay or thru bank acct.
Hello. Kayo po ang mag-aasign kung ang loan will be transferred through bank account or if kukunin sa padala centers. Take note of the reference number po para hindi po magka-problema sa pag-claim ng loan. Salamat.
Hi, ma’am ask lang po makukuha ko pa rin ba ang loan ko kahit 4days na nkalipas kc nag aantay po ako ng tawag para sa transaction number bat til now wala pa akong tawan at sa palawan ako mag claim but no transaction number pls need response…
Hello Lurina. Did you get a text message or email confirmation from Tala? They usually send the reference number there, which you can use to get your money 🙂
After payment ba pwede kagad ulit mag apply for 2nd loan?
Hi Ceejay. Yes you can and Tala can even give you a higher amount 🙂
hi po, pwede po b ako magloan s inyo?
Hello Mary. Please download the Tala app on your phone to apply for an online cash loan. Thanks!
Hi! Rose here. I applied for a loan and got an immediate response with the loan amount. I received a txt notification the next day informing that I am approved and just need to send the details for money transfer. I followed the instructions and provided all the information needed, but i haven’t receive the confirmation txt till now. It’s been 3 days now. Hope to hear from you soon. Thank you!
Hi Roselyn. We apologize for the delay. Have you checked your email as well? Tala could also send your loan details on the email message you provided. If none, you can send them a message on their Facebook page and email. Thanks!
Pag nkapag pay na po aq NG fulpayment magkanu po ung madadagdag sa marerenew q po
Hi Vernadette. This is up to Tala Philippines already. We are not sure as to their guidelines pagdating sa mga repeat clients, although usually naman, tinataasan na nila kumpara sa first loan mo.
I want to pay my loan at tala but my cellphone eas damage please help
Hi Joseph. Did you get an email message from Tala? It also contains details on how to pay for the loan, including total loan amount to be paid plus reference number. Hope this helps!
Hello. I also have the same problem. Actually, my phone is lost and TALA replied a link to which I can pay thru MLuillher. My question , Is there anyway to reloan thru email?
Hi Kia! Unfortunately, Tala only processes loan application through their app. This is for uniformity purposes, which makes it easier for them to track every loan application 🙂
I did not receive a text message on how to claim my loan but I received an email that my loan has been sent. How can I claim it? Is the acct# sent to my email same as reference # I need to use to claim it thru Cebuanna?
Hi! The email message is sufficient to give you an info about your loan. It contains the reference number you can use to claim your loan, total loan amount, and instructions on how to pay 🙂
pano po yun.. nagloan ako at naapproved naman.. laso d ko makuha kasi mali yung spelling ng surname.. pano po un
Hi! We would love to assist you on this, but we are not Tala Philippines. We can’t look into your records and make necessary adjustments. We suggest that you contact Tala directly by sending them a direct message and posting comments on their Facebook page. Thanks!
Is it true na +500 lang lagi ang increase ng loans sa tala? So napakatagal ma reach ng 20k na max loanable amount?
Hi SJ. The increase will depend on Tala, themselves. They follow specific guidelines that will dictate how much is the allowed increase per client. We suggest that you pay on time and in full to increase your chances of getting approved for a higher loan 🙂
Maam I didnt get my reference number on tala but it said that I can get my money to cebuana. What should I do?
Hi Eva. Wala po kayo na-receive na text or email from Tala? Usually, they indicate a reference number there, which you can use for payment. May we know if what mode of cash-out you used as well? If bank deposit or Coins.ph, it could be the reason why no reference number was assigned. Nonetheless, you can contact Tala thru their official Facebook page – https://www.facebook.com/talaphilippines/
Thanks!
Mama hi how can i get my reference no. Beacause my sim card is deactivate.. I need to pay now how can i contact tala. In facebook they dont respons…
hi Jonathan! Did you get an email confirmation regarding your loan? You can also check the reference number from there. Thanks!
Ano mangyayari kung nakapagpay agad ako ng loan within a week? May interes p po ba or maliit n lung interes..
Hello. Yes, may interest parin, although the interest will be computed starting from the day the loan was approved until kung kelan po kayo magbabayad. Please take note of the reference number when making a payment. Thanks!
I paid the whole amount but on the Tala app, it still says that i have an outstandi g balance. ;(
Hi Ken. There could only be delay in the posting of payment 🙂 Please keep the proof of payment and send it to Tala thru their Facebook page so they can verify your payment. Thanks!
Hi can you please help me on how can i contact the sender because i cannot get the money on cebuana because the middle name is not matching on the id of my husband. I keep sending message on the [email protected] but they dont answer!!?
Hello Michelle. We usually hear this concern and as much as we want to help, we are not Tala Philippines. We suggest that you send a message and leave comments on their Facebook page so that Tala will notice it 🙂 Thanks!
What if a user dont pay his/her loans?any legal liability
Ideally, the loan should be paid since this is still, first and foremost, a financial obligation. We’re not sure as to Tala’s process on claiming for unpaid loans, but there is a possibility that a collection case through Small Claims Court may be filed against you for non-payment of loan.
What if magbayad tayo ng late, 2 days after due date…maka reapply ba tayo ng loan…maa aapprove ba?…ask lang po…
Hello Jonald. late payment could affect your chances of approval po. It is advisable to pay on time para mas mapabilis ang pag-process ng loan application the second time you apply 🙂
what about 1 day delayed po? makakarenew pa po ba ulit?
Hi Anna! Yes, maaari po kayo mag-reapply but the delay could affect your loan application.
Hi po gusto ko po matry magloan sa tala may idea po ba kayo hm ang interest let say i wanted to loan 10k. Saka pano malalaman kung tapus kana bayaran ang loan mu. My number po ba sila para matawagan to inquire? Thanks for the help
Hi Emz. We’re sorry but the interest rate is something that Tala did not disclose to us (or we think with any of their borrowers). They will simply inform you of the total amount you will pay, including the interest. You can also keep track of the status of your loan when you open the Tala app. Unfortunately, they don’t have any contact number and can only be contacted thru email and Facebook message.
Hello po, nag install po ko nang tala app sa phone, then in-open ko po sya and nag sign up. Tas in-exit ko po sya at hindi ko na sya ulit ma open, ini-uninstall ko na sya at ininstall ulit pero hindi ko na talaga sya ma open.
Hi Jona Mae. Sounds like a technical issue happened there. Have you tried updating your phone as well? Let us know if this works 🙂
nag apply ako Ng loan sa tala Philippines kasi gusto ko mag business,but unfortunately my application was mat approved. can you please give me some tips para ma approved next time yung application ko. thank you Po.
Hi Janine. We’re sorry to hear about this. There are several factors that online cash lenders look into in approving or rejecting applicants. To increase chances of approval, this post could help – https://www.loanranger.ph/blog/got-rejected-one-these-factors-could-be-reason-and-find-out-how-fix-it/ 🙂
Di naman ako na approved dito kahit educational expenses kinuha ko. Pangalawang try ko na, ayaw pa din.
Hi Christian. We’re sorry to hear about your unpleasant experience with Tala. There are several factors they look into such as capacity to pay or perhaps, there were lacking information that will verify your identity as a borrower. Don’t worry. You can still apply again or you might want to consider other online cash lenders like Loan Ranger 🙂
Hi! nawala sim card ko and wala ako reference number since direct sa bank account ko nun nakuha ko ung loan. Pano ko mababayaran si tala? pede ko ba gamitin ung account number na nasa email ko para mabayaran si tala? thanks.
Hi Lyn! If Tala provided their account details, yes, you can pay them through bank deposit 🙂
hi po..ask lng po bkit po tagal mrelease ng second loan q advnce payment nmn po aq.apply po aq khpon e wala p din po ndating skin 4 confirmation 4 claiming my loan…thnkz
Hello Genalyn. Tala promises 24 hours loan processing application but with tons of application, maaari po talaga matagalan even if you are a repeat customer. Please be patient. Surely, Tala will prioritize your loan application since you are a returning borrower 🙂
I was informed that Loan has been approved nad it has been 24hrs but haven’t received the control # from Cebuana yet. This is my second time applying. No response from Customer Service and FB page. Any help? Thanks
Hi Erika! Have you checked your email too? Perhaps Tala sent you the loan terms on the email address you indicated 🙂
How to regestered my new number?im trying to pay my loan as early but my mobile number i used was lost..pls reply asap.
Hello Violeta! We want to assist you on this matter, but we are not Tala Philippines and have no access to your records. You can email them po at [email protected] or send them a message on Facebook (https://www.facebook.com/talaphilippines/) so they can assist you better on this concern. Thanks!
What will happen pag di po nabayaran ang inutang sa TALA?
Hi Yuffie. Your account will accumulate interest + penalty fee. We highly suggest that you pay your loan ASAP para hindi na kayo mag-incur ng charges. Thanks!
i am already approved with my third loan but tala replied that there is a problem sending my loan..where can i contact tala to know what is the problem sending my loan..
Hi Rochelle. Unfortunately, Tala has no registered number where you can talk to them. You can address this concern thru their Facebook page (https://www.facebook.com/talaphilippines/) or send them an email ([email protected]). Thanks!
how much the interest?if I loan 5k?
Hello there. We’re not really sure as to how much since Tala will not disclose this kind of information from us 🙂 Still, we hope that it will be a reasonable rate to avoid imposing too much burden on customers 🙂
Good day po, am still waiting for my reference number pa po, TALA already updated me of my payment even if hindi ko pa po nakuha ang loan ko, pwede po bang ma send na ang reference number? still waiting po. 🙂 thank you.
Hi Hazel, apologies but only Tala can send you the reference number for you to be able to claim the money you borrowed. We suggest that you send them a message on Facebook or an email message so that you can claim your money. Thanks!
Hi Tala has fast and smooth transaction but if I pay the money how many days can I reapply again?
Hello Nathan, you can apply again as soon as you fully pay the loan 🙂
Hi may i ask when claiming the loan at cebuana whats the name of the sender should i put? And when paying the loan what is the account# and account name should i put?
Hello Ingrid. The sender should be Tala Philippines. Account name would be your registered name in Tala and use the Reference Number sent to you upon approval of your loan application on the account number. Hope this helps! 🙂
Hello po.. Nid help.. Na approve un loan ko sa tala at ang pinili ko para mareceive ang pera is tru coins.ph.. Nd pa din dumadating un pera sa account ko sa coins.ph nAng chineck ko magkaiba pala un number na nakaregister sa coins.ph ko at sa number na niregister ko sa tala… Panu ko po macclaim un pera? Panu po ggawin ko ngaun? Thanks in advance
Hi Angel. Tala Philippines will only credit the amount based on the cash-out method you chose. If that’s the case, please send Tala an email at [email protected] or send them a message on Facebook (https://www.facebook.com/talaphilippines/) since they can assist you better on this. Salamat!
Gud day I wanna ask I f I pay my account early and I want to reloan how many day/s I have to wait to be approve and receive money? Thanks
Hello Sheila. You can apply for a loan again as soon as you’ve seen that payment is posted. This is important for Tala to see so that they could grant you a second loan and who knows, at a higher amount? 🙂
I paid my balance. Pero until now, meron pa rin akong balance.
Hi there Ai. There are instances when Tala has not yet updated the system, which explains why there is still a pending amount in your account. Just be patient and in no time, the payment you made will be reflected in their system 🙂
Hi, 2 days nalang and it is already the due date of my loan. My problem is nawala ang old cp ko that is why may bago po akong number. Gusto ko na magbayad, nag email and message na ko sa Tala but no reply. How can I have the reference number para makabayad na(maybe they are sending it to my lost cp no.)? I tried to message them din thru app.
Hello Marianne! Have you checked your email? Tala also sends a copy of the loan details, including the reference number that will be used for payment, on the email you provided. You can pay thru remittance centers like Palawan and Cebuana, 7/11, or coins.ph account 🙂 Hope this helps!
Hi. Do you Tala’s contact number? We paid our loan yesterday using the reference that was sent to us. Before that we press the “make payment” thrice and didn’t know that they had a different ref number. How we contact tala regarding this? We cannot message them using the app. But we already email them but no response yet. Can you help us? Thanks.
Hi there. Unfortunately, Tala doesn’t provide a contact number, so we also don’t know where to call them. The best way to contact them regarding your concern is by sending them (tons of) messages on their Facebook page and email.
Hello .. I am a tala user .. Recently naisnatch yung phone ko .. E hndi ko po nasave yung ref.# n naibigay nyo .. Bka po pwede magsend kayo ng bagong ref. # s bago ko po# 09057568095 .. Eto po yung pansamantala kong # .. Thankyou ..
Hello Czarina! We’re sorry to hear about this incident. Have you checked your email address? Tala also sends a copy of the Loan Agreement on the email address you provided, which includes the reference number for the loan 🙂
I’ve made payment on the due date specified via coins.ph/7 Eleven last night and when I checked my Tala app this morning it says I still haven’t paid. Contacted their email support.ph and FB messenger but got no reply. Such a downer.
Hello Crystal. It could be because the payment has not yet reflected in the Tala system. We suggest that you keep the payment slip made as proof of payment in case they contested or insist na hindi pa bayad ang loan. Hope this helps!
I paid my loan via coins.ph how many min it will post on my app?
Hello Audrey! This will depend po since there is a possibility that the payment won’t be immediately reflected in the Tala system 🙂
Just confirm, I provided my bank acct # to have my loan transferred. TALA wont use my card or has no access with my card to deduct any existing balanced that I have or I’ll be having in the future right? its only use for bank transfer? thanks
Hello John. That would be unauthorized withdrawal if Tala did that; hence not allowed – unless you signed a waiver allowing Tala to withdraw from your account by come due date of your loan.
Hi, good morning.
I have been making a loan with Tala for several times now, and I used to get my loan thru cebuana remittance, but today nag loan ulit ako at sa coins.ph ko pinahulog ang loan, sabe my loan has been sent na raw sa coins ph ko, but when i check itto my coins ph account the money is not there yet, i have not received it yet. And i have found the email which i use to my tala and coins ph is not the same is this the reason why i am not receiving the money. please, i need immediate response. is there any way i can solve this problem? thank you.
Hi Daniel! Please contact Tala Philippines through their Facebook page (https://www.facebook.com/talaphilippines/) since they have a copy of your loan application. Salamat po!
HI TALA PH IM A USER OF THIS SINCE NOW AND THEN HOWEVER MY NUMBER THAT I REGISTER FOR TALA WAS STOLE AND LOST, THIS IS OUR WAY OF COMMUNICATION AND RECEIVING CODES OR REFERENCE AND I HAVE OUTSTANDING BALANCE I WASNT ABLE TO SEE MY REFERENCE CODE TO PAY THRU 7 11 EVERYTIME I MAKE PAYMENT. IS THERE ANY SOLUTION TO CHANGE THE ACCNT NUMBER I REGISTER BEFORE INTO CURRENT? BY THE WAY I ALREADY ESCELATE THIS THRU TALA SUPPORT NO ONE ANSWERING ME FOR 1 WEEK ALMOST.
Hello Julie! We really want to help you on this but sadly, we are not Tala Philippines. We don’t have access to their system and have no way of making any corrections. We suggest that you keep on sending them private messages and comments on Facebook and word them nicely. We noticed that they respond more to that 🙂
gud evening mam/sir katulad ng problem ng 1ng client nyo pano if d q nsave ung reference no.ko pano po aq magbayad??? at pano po aq mg-apply for renewal qng wala po aqng magamit n android phone ngayon kz nga po nsira din i only used basic phone,can i used computer???tnx
Hi Gerjean. You can check your email as well since Tala sends a copy of the Loan Agreement on the email address you provided. Unfortunately, Tala is only available in Android devices. We’re not sure if you can apply via computer. Thanks!
can u message me asap.due ko n po kasi bukas.eto po no.q 09155763498.thank you
Hi! Paano po kapag biglang nagblackout ang screen ng phone? Eh hindi pa po nakukuha yung loan sa remittance center pero nagalert na noon yung tala na pwede ko na makuha? Hindi na po gumagana ang cellphone eh. Maraming Salamat po.
Hi Dee! You can check po your email address to see a copy of your loan contract. Naka-indicate narin po doon ang reference number 🙂
Ng apply po aq ng loan sa tala sa coins.ph q icnend yung nloan q kya lng ndi p upgrade yung coins.ph q ask qlng po pwede q p pobang icancel nlng imbes n s sarili q coins.ph s express pdla q n lng ilipat yung niloloan q s tala pede po b yun?
Hello Melanie! This is something Tala Philippines can answer and rectify. As much as we like to assist you, we are not Tala. You can contact them directly through their Facebook page – https://www.facebook.com/talaphilippines/ 🙂
Hi,
If I made advance payment, when can I apply for loan again?
Thanks,
Hi Kathless, you may apply for another cash loan as soon as you don’t have any outstanding balance under your name. Thanks!
How much po sa 1st loan? Saka na download q n tala pero kapag nilalagay q n code wrong code lagi lumalabas,sana po ay matulungan nyo aq.
Hello Elena. Initial loan is minimum of P1,000 + interest rate 🙂
Hello tala please send me again my tracking number at palawan express…coz i can not save the number i am really sorry…so please send me again to claim my loan
Hello Rascy! Have you checked your email address? Based on previous customers, Tala also sends a copy of the loan contract in the email address you indicated in your loan application 🙂
Twice na ko nag apply pero
Denied pa din ewan ko kung bakit
Maganda naman ang income ko
Hello Yhen. We’re sorry to hear about this. Apparently, income is just one of the many factors lenders look into in processing loan applications. Perhaps, this post could help you 🙂 https://www.loanranger.ph/blog/got-rejected-one-these-factors-could-be-reason-and-find-out-how-fix-it/
i couldn’t find “make payment” button on my Tala Application homepage, please send me a payment link so that i can repay my loan in advance of my due date. I already claimed my loan , but it did not appear on my Tala homepage.
Hi Tin! You can also pay through remittance centers or 7/11 branches. Just use the reference code given by Tala when making a payment. Thanks!
good morning, I lost my phone last week, How can I repay po my outstanding balance since I cannot receive the reference number. Thank you
Hi Necitas! You can also check your email for this. Per customers’ reviews, Tala also sends loan details in the email you used for registration. The reference number should be there as well. Thanks!
good pm…ask lang po…if magbayad tayo ng 2 days or one day after due date…may charge po ba?…o maka reapply po ba tayo…?
how to apply
Hi Irene! Please download the Tala app from Google Play Store, and once installed in your phone, you can register and start applying for an online cash loan 🙂 Here is a step-by-step procedure on how to apply – http://www.cash-loan24h.com/how-to-apply-for-tala-loan-in-philippines/
Paid through 7/11 for my loan. Received confirmation via text that my payment is remitted but received calls from Tala weeks after paying saying that my payment did not go through. Sent a screenshot through [email protected] but they said payment is still not received. SUCH A HASSLE EXPERIENCE to deal with their agents who are annoying to deal with over the phone.
Hi JM. We’re sorry to hear about this experience and at the same time, thank you for sharing this as well. Perhaps, there was a delay with remittance from 7/11 to Tala; hence hindi nag-reflect kaagad sa system ng Tala.
Hello po. good afternoon!
ask lang po ako, nawala kac phone ko . paano po bah mag byad mai existing loan napo kac ako na lapit na mag due date. nag try ako email sa Tala Support via zendesk.com pero ito lang msg ko na rcv ( Your request (2773838) has been updated. To add additional comments, reply to this email. )
ano po ba gagamitin ko pra mka bayad . TIA
Hi joy! Tala also sends a copy of the loan contract on the email you used during registration. you can check that po for the copy of the reference number. Thanks!
i already paid my payment loan but till now not yet reflected on my phone…but i already receive and e-mail for the confirmation…please help.
Hi Sally! It is possible that the payment was not yet reflected in Tala’s system. Please keep the payment slip as proof of payment. Thanks!
TALA is a good app and they provide fast cash loan. 30 mins lang process ko and nakuha ko na money ko through cebuana.
Hi Chen! Thank you for sharing your experience with Tala Philippines 🙂
Hi,ask ko lang paano po ako magpay kung iba na po yung ginagamit kong simcard po,dahil yung simcard kong una po dba yun ang account number ko po sa tala,paano po kasi due date ko na po.kasi if make payment po ako baka magsend po sa old number ko po yung reference number paano po kaya sana reply po kayo agad?
Hi Janet! Please contact Tala Philippines through their Facebook page regarding this so they could send you a reference number on your new number, which you will use when making a payment. Salamat po!
Gud pm, po kakabyad ko lang po sa tala, 21 pa po duedate co tas umulit po ulit ako. Magloan 2500 na po co.tas na approved na po co pinasend ko po sa coins.ph po kaso nag kaprob po ata d po pumasok kc po ung email po ng asawa ko gamit ko sa coins.ph pano gagawin replay asap dko naman po kau matwagan wla naman po kayo contact #
Hi Haidee! You can still cash out using the amount of money you have in your Coins.ph account. Here’s how to cash out in Coins.ph – https://support.coins.ph/hc/en-us/articles/202948684 salamat po!
[email protected] po gamit ko yan din po nakaregis sa sa coins.ph ko tas umulit po ko sa tala naaprovahan po co sa coins.ph ko po pinasend kaso nagkaprob po ata. Wla po pumasok sken pwd po ba baguhin nlang sa cebuana ko nlang .po sna ku2nin
Hi Haidee! Please contact Tala Philippines directly through their Facebook page regarding this concern. Salamat po!
Paano po kung hindi nabayaran on time yung 2nd due pero kompleto naman pong mababayaran ang final due date may penalty padin po ba?
Hi Ren! Please confirm this directly with Tala. We’re not sure po as to their policy regarding this. Salamat po!
Hello tala philippines.
My loan is already approved it cost 1000 hindi ko pa nakuha sa palawan pawnshp
1000 po ba ang exact amoubt na ilalagay ko sa expected money to be recieved??
Hi Laura! Please refer to the amount indicated in the SMS or email confirmation sent by Tala Philippines. Thanks 🙂
How much ba ang pede ma loan for 2nd loan?
Hi Angie! According to previous customers, Tala could offer P1,500 for repeat customers.
gud am… i have an due date payment but unfortunately the contact number that i was previously using during my application was deactivated. So i dint have any access on how to make payment with my loan. This is may new contact number – 09292307558. Kindly send me SMS on how i can make payment under the name of NOE OLVIDO. Hoping for a positive response within the day thru my celphone #
Hi Weng! Regarding this po, please contact Tala Philippines directly so they can make necessary adjustments. Salamat po!
paano po ko magbabayad kung wala na po yung phone kung saan po ako nagsign in ?
ayaw po kz sa ibang phone ..
kung sa coins po ako magbabayad paano po saang address ko po ipapadala ?
sana magreply kayo agad kz due date ko pa noong april 22 .. wala na kz ako cp ngayon .. pati yung number ko di na din naiinsert ,,
Hello Monneth! As much as we want to help, we are not Tala Philippines so we cannot access your account. Have you checked your email address? Based on the accounts from previous customers, Tala also sends an email containing your loan details.
Link pa ang coins.ph sa cebuana?? Mg claim kasi po ako ng loan tru cebuana
Hi Clariz! Yes, you can claim through Cebuana using your Coins.ph account. Thanks!
gud am pano qo po mkukuha ung cash loan kc po nadeleted ung confirmation n 1ooo.00
Hi Juliet! Ano po ang inyong pinili na cashout method? Maaari niyo po makuha na ang money depende po sa cashout option na pinili po ninyo.
Is “Tala Philippines” the standard sender’s name for claiming in Palawan Express? Thanks
Hi Ron. Yes 🙂
HELLO, I AM WONDERING, IF LENDERS ASK INFOS REGARDING TALA LENDING, YOU ARE QUICK TO GIVE FEEDBACKS. BUT IF SOMEONE ASKS “THE INTEREST PER LOAN” YOU SEEM TO IGNORE THE QUESTION. HOWEVER YOU SAY…SORRY WE ARE NOT TALA …
IF YOU ARE NOT TALA, SO WHY THE HELL ARE YOU REPLYING QUESTIONS FROM THESE LENDERS?
Hi Rolando. The purpose of this website is to provide information about the different online cash lenders in the Philippines. This gives people options on where they can borrow. We get our information from the lenders’ websites and customer reviews. We try our best to answer every question based on the information available to us, but if it pertains to internal matters such as the interest rate charge, we have no hand on this since some matters are not disclosed to us. Hope this cleared things up. Thanks.
Guys this is LEGIT LOAN APP. In just 2 days i already got my loan 🙂 1 day verification and almost 1 day for waiting my loan. Thanks again Tala !! 🙂
Does the lenders be registered in DTI? As I check TALA Ph is not registered in DTI nor in SEC. Please advise the legitimacy of this company. As we are asked to allow them to access our FB account and Phone contacts and messages.
Hi Rina! Legitimate lenders must be registered with DTI or SEC, whichever agency is applicable. This will ensure customers like you that they are legitimate and allowed to do business. Apologies though, because we do not know the framework of Tala.
pag nagbayad po ba earlier sa due pwede ka na ulit magloan o aantayin pang matapos 1month duration??
Hi Joan! Yes, you can apply again as soon as nabayaran na in full ang loan. Please check the Tala app to ensure that your payment was reflected in their system. Salamat.
Hello Tala,
Naresiv kuna po yung tracking code sa Palawan , pero ak ko yung sender ho ba is Coin.ph parin?
kasi wla pakong details for the sender ee.
Thank you.
Hi Carolyn! The sender should be Tala Philippines 🙂
Hi, tala.
May i ask something.
Ilang percent po ang tubo pag nag loan?
Ilang days po ba ang due date?
Nag tratransact po ba kayo via gcash??
Godspeed po tala…
Hi Jake! Tala will inform you of the total loan amount when you apply online through their app. Due date would be after 30 days and they don’t accept Gcash. Hope this helps.
My name is Roland Tanael /cell no 0935-3886854.
Hi! I renew my loan and was already approved for 3k. I tried to request through your apps to send the loan proceeds to my Coins wallet but I did not received any confirmation from my phone that it was already sent to my Coins wallet. Upon checking the Tala apps, it was stated there that there was a problem sending my loan to said Coins. In this regard, can I change the loan proceeds, and instead send it to Cebuana Lhuilier? Hoping for your prompt reply. thanks.
Hi Roland! Regarding this, you can contact Tala Philippines directly through their Facebook page (https://www.facebook.com/talaphilippines/) so they can make necessary adjustments and that you can get your money. Salamat po!
Tala is 101% legit i reach the amount of 5k already , although after paying it u may proceed to reapply again it only taked time cause after you finish your 5k loan u will approve for 5500 I just hope you will move it instead of 500 after repaying loan it will increase into 1k thanks, and fees as well it’s getting higher and higher like u are eligible for 5k 800 fees plus they need to minus the fees again just to get the money please decrease your online fees thanks
Hello. I received a confirmation text from TALA APP that I can now redeem my loan via PALAWAN EXPRESS including the reference#. But when I got into the Palawan Express brancg near me, they cannot issue my money because they said that they need the name of the sender. Which should be just TALA PHILIPPINES right? I showed them all the text from Tala app, but they still didn’t give my money. Why is that?
Hi! Tala Philippines is the sender 🙂
Hi,
I was approved for 3000 loan..Paano po malalaman if approved na yung loan mo after mo magpasa ng ID verification?
Hi Maricar! If you got a confirmation from Tala that you were approved, then your loan was approved 🙂 Take note of the reference number since you will need this when you make a payment. Thanks!
how to change my mobile number in tala
.. because the number that i register there is no signal… can you help me how to change..
Hi Mingie! Please send Tala Philippines a message through their Facebook page (https://www.facebook.com/talaphilippines/) so they can make adjustments on your account. Thanks!
I am a valued customer of Tala. It really helps me in times of emergency so easy and convenient to borrow money. I used to cash out in Cebuana. At malaki yung processing fee nila compared to other affiliated remittances ng Tala. I would like to ask for opinion of you, if there is much better way yung less processing fee na pwedeng magcash out tapos makukuha naman kaagad yung loan? How about Coins.ph? Makukuha ba agad agad din like sa Cebuana ? What cash out would you like to recommend na mas preferred mo? My area is accessible sa lahat ng remittances. Thank you!
Hi Shengshe! You can try Palawan Express din po as your cash-out method. Thanks!
There is some certain leak upon payment. Now is my due date so i clik the make payment and the page said there is system error so i cannot make my said payment on time so is this mean i have to pay and double the interest on the next day??? I tried to contact tala and they said yes there is certain system error and they try to cope with it immediately , so i try several times but failure to do so then on evening at pass 8pm.suddenly it was all ok and you i can make my payment but the problem is payment center are already close and i also try going to 2 branch of 7-11 and it was offline. The other branch wilk cost me more on transportation when i pursue going and still i am not sure if they still online. I try to txt them and they said there is no such addt’l fees to br collected during the system error let’s wait and see tomorrow. If tomorrow i have to pay an addt’l i will not recommend this app. Yes, on loan it is ok and immediately they approve but also chek on the worst upon payment!!!!
approved na ako sa tala loan pano sya i claim
Hi Macoy! You can claim the money depending on the cash-out method you chose when you applied for a loan. Pwede po bank deposit or remittance centers like Palawan Express.
Hello. My mother’s payment on Tala is due on today (Aug.14), but the device she used to access it, doesn’t work anymore. How can she make her payment though she cannot access on the app with her device to click on the payment? Is there any alternative way to pay even without getting any reference number in the Tala App?
Hi Lorraine! You can still pay using remittance centers like Cebuana or Palawan. A reference number (you can check your email as well since based on customers, Tala sends a copy of the loan contract in the email you used to register) is still needed to make sure that the payment will be tagged under your account.
what are the penalties incurred kapag late makapagbayad?
Hi Desiree! Penalty fee po and interest rate per day of missed payment. We’re not sure as to the specific amount since this is not disclosed by Tala.