Online cash loans are popular these days. With just a few clicks in your computer, you can apply for cash – and get approved – while in the comfort of your home. One of the popular online cash loan provider in the market is Tala Philippines.
Previously, we shared about how to apply for a loan with Tala Philippines. This time, here’s what real-life clients have to say about whether or not getting a loan from Tala is worth it:
Client No. 1: Marivel
Her experience with Tala has been amazing. Applying for a loan is easy and convenient. It only took her 30 minutes to get the money she borrowed from Tala through Cebuana. Once her loan was approved, she was given a reference number, which she presented to get the money. Loan repayment was easy as well where she paid hers in Cebuana using the same reference number.
Client No. 2: Veronchie
Similar to Marivel, Veronchie also had a pleasant experience applying for a loan with Tala Philippines. She applied on Sunday night and by Monday morning, she already received a text message informing her that her loan was approved, together with a reference number. Applying for the loan is also easy since it is online.
As of this writing, she still has an existing loan with Tala and plans to pay few days before the scheduled due date.
Client No. 3: Em
Hers was a different story. Online loan application was a breeze and in a few days, she got a text message saying that her application was approved. Unfortunately, she was not able to withdraw the funds since no reference code was sent to her. She followed up and as of this writing, she haven’t gotten any response from Tala Philippines.
Client No. 4: Aishen
For this borrower, applying for a loan with Tala was fast, easy, and convenient. After one working day, she got a response from Tala Philippines and was able to withdraw the funds in MLhuillier. She was also able to repay the loan in Cebuana with no hassle. As of this writing, she applied for her second loan and still waiting for approval.
Nonetheless, Aishen raised some concerns. One is the encoding of names. Tala encoded the incorrect spelling of her name, which could make it impossible for her to withdraw the funds. Another concern raised is the customer support. She noticed slow response from Tala when it comes to answering queries and addressing issues on loan application.
Client No. 5: Rose
Her experience applying for a loan with Tala was smooth-sailing – until she was told that she still has an existing balance with them. Despite paying on time and presenting proof of payment, she said that notices/messages were sent by Tala Philippines to remind her of her outstanding balance.
Client No. 6: Dee
Dee was satisfied with his experience with Tala Philippines. He was able to receive the money and withdraw it through Cebuana. Nonetheless, Dee no longer disclosed whether the loan was fully paid or not.
Tips and Things to Remember when Applying for a Loan with Tala Philippines
Note: All of the clients were contacted and interviewed by the writer.
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